Commercial Property Construction in Garfield County Colorado
At Colorado Fix and Flip Loans, we provide fast, flexible financing for commercial property construction projects in Garfield County, Colorado. Whether you’re developing retail centers, office space, or mixed-use commercial properties in Glenwood Springs, Rifle, or Carbondale, our private construction loans are designed to support investors from planning to completion.

Commercial Property Construction Loan Program in Garfield County
Our commercial construction loans help real estate developers, contractors, and investors build from the ground up. We finance new developments including retail buildings, office complexes, warehouses, and mixed-use structures.
Loan Features:
– Loan amounts from $500,000 to $10,000,000+
– Up to 75% LTC (Loan-to-Cost)
– 12–24 month terms with interest-only options
– Staged funding based on construction milestones
How to Qualify
We focus on project viability, land control, and your team’s experience—not personal income or tax returns. Basic Requirements:
- Site ownership or purchase contract in place
- Full set of plans, permits in process
- Construction budget and schedule
- Exit strategy (sale, lease-up, or refinance)
Property Types Eligible
- Retail buildings and plazas
- Office buildings and flex space
- Warehouses and storage facilities
- Mixed-use commercial developments
- Medical and dental buildings
Fast Funding Timelines
Our process is streamlined to help you build faster. We typically close commercial construction loans in 10–15 business days and process draw requests within 72 hours after inspection.
Local Lending Expertise in Garfield County
With over 1,000 projects funded throughout Colorado, we know the regional construction climate. From Glenwood Springs permitting timelines to Rifle's zoning requirements and seasonal build delays, our local insight supports smoother builds and fewer surprises.
Why Private Construction Loans Beat the Bank
Close in weeks
Flexible draw structures and faster access to funds
Asset-based approvals
Perfect for value-add, or phased commercial projects
no tax returns required
Private Lending Over Bank Loans
While banks take 60–90 days to fund and avoid spec commercial builds, our loans close in just 10–15 days and support value-add opportunities. Instead of years of paperwork, we focus on strong projects and experienced teams.