Hard Money Loans in Garfield County Colorado
Colorado Fix and Flip Loans provides hard money lending solutions for real estate investors in Garfield County, Colorado. Whether you’re flipping properties in Glenwood Springs or investing in rentals in Rifle, our asset-based financing helps you move fast and close with confidence.
Fast, Reliable Hard Money Loan Program in Garfield County
Our hard money loans are designed for real estate investors needing quick access to capital without the red tape of traditional banks. Perfect for time-sensitive deals, rehab projects, or equity-based funding.
Loan Features:
– Loan amounts from $75,000 to $3,000,000+
– Up to 90% purchase and 100% rehab costs
– Interest-only payments
– 6 to 18-month terms
How to Qualify
Our approval process is based on property value and potential—not your income or tax returns. Requirements Include:
- Investment property under contract
- Minimum 600 FICO score (flexible)
- Defined exit strategy (sale, refinance, etc.)
Property Types Eligible
- Single-family homes
- Duplexes and triplexes
- Small multifamily units (up to 12 units)
- Condos and townhomes
- Mixed-use (case-by-case approval)
Fast Funding Timelines
We understand the urgency of real estate investing. That’s why we can close loans in as fast as 5–10 business days. Draws for rehab are processed within 48–72 hours to keep your project moving.
Local Expertise in Garfield County
With 1,000+ funded projects across Colorado, we bring deep knowledge of permitting, property values, and investor strategies specific to Garfield County. From mountain town zoning to rural build challenges, our team knows how to support your success.
Why Choose Us Over Traditional Banks?
Close in 7–10 days
ideal for distressed or auction properties
Personalized, local service
Rehab draw funding and asset-based approvals
No tax returns, or employment verification
Hard Money Loans Over Bank Financing
Unlike banks that take months, we close in days and fund distressed, aged, or vacant properties. Our investor-focused loans require no income documentation, offer faster draw schedules, and are built for rehab projects.