Construction Loans Ground Up in Mesa County Colorado

Colorado Fix and Flip Loans offers ground-up construction financing tailored for real estate investors in Mesa County, Colorado. From single-family builds in Grand Junction to multifamily developments in Fruita, our flexible funding solutions help bring your vision to life—fast. Serving real estate investors across Colorado, we understand local permitting, climate conditions, and inspection timelines specific to the Western Slope.

construction loan

What is Bridge Construction Loan?

Our ground-up construction loans are designed for real estate investors and developers looking to build from scratch. We finance land acquisition, materials, and construction draws—without the red tape of traditional lenders. Our fast-closing process supports both spec builds and custom investment properties.

Why Use Construction Loans?

Ground-up construction loans are ideal for investors building from the ground up. With fast closings, no income documentation, and flexible draw schedules, these loans make it easy to fund land, materials, and labor—keeping your project moving on time in Mesa County’s competitive market.

How to Qualify

Present stamped plans, permit status, and project scope

Provide budget and draw schedule for material and labor

Show investor experience or builder credentials

Offer a realistic exit strategy (sale or refinance)

Property Types Eligible

Single-family ground-up homes

Duplexes, triplexes, and fourplexes

Small multifamily and investment-grade developments

Mixed-use lots and infill properties

Fast Funding Timelines

Our average time to close is 7–14 business days from application to funding. No income docs required. Term sheets are issued within 24 hours. Draw disbursements are based on site inspections or percentage-of-completion benchmarks.

Local Lending Knowledge

Our team understands Mesa County zoning regulations, soil prep requirements, and seasonal construction schedules. We’ve funded projects near Colorado National Monument, Grand Junction city limits, and across Fruita and Clifton. With boots-on-the-ground knowledge, we help investors navigate local timelines and avoid permitting delays.

Why Choose Us

Fast closings (7–14 days)

Low documentation requirements

Flexible terms and exit strategies

Local underwriting expertise

High approval rates

Timeline and Common Use Cases

Ground-up construction loans in Mesa County close in 7–14 business days with fast term sheets and flexible draw schedules. Ideal for funding single-family homes, duplexes, multifamily builds, and mixed-use projects, these loans help investors move quickly on new developments in areas like Grand Junction and Fruita.