Construction Loans Ground Up in La Plata County Colorado
Ground-Up Construction Loans in La Plata County
Colorado Fix and Flip Loans offers specialized ground-up construction loans in La Plata County, Colorado. These loans are designed for real estate investors and developers building new residential or mixed-use investment properties from the ground up. With fast funding, flexible terms, and deep knowledge of the Colorado real estate market, our team delivers private capital solutions without the red tape of traditional banks.
How to Qualify
To qualify for a construction loan in La Plata County:
- Submit a clear scope of work, budget, and timeline.
- Own or have the property under contract.
- Provide basic borrower and contractor experience.
- Exit strategy (sale or refinance) must be clear.
- Credit checks not required; deals funded on asset strength.
Property Types Eligible
We fund new construction projects including:
- Single-family investment homes
- Duplexes, triplexes, and fourplexes
- Detached ADUs or rental properties
- Urban infill lots and mountain properties with permits
Fast Funding Timelines
Our typical construction loan closes in as little as 7–10 days. Our process is built for real estate professionals who need capital fast to meet contract deadlines, submit permits, and secure subs and materials without delay.
Our Experience in Colorado Counties
With over 1,000 successful deals funded statewide, Colorado Fix and Flip Loans understands La Plata County's permitting timelines, weather delays, and contractor expectations. We’re trusted in cities like Durango and surrounding mountain and high desert regions.
Benefits Over Banks
Local contractor knowledge
Customized loan terms for every borrower
Flexible loan-to-cost ratios
Approvals in 24–48 hours
Why Private Construction Loans Beat Bank Loans
Built for real estate investors, our loans require no income docs, DTI, or FICO minimums. Funding is based on land and construction budget, with fast draws and low-friction underwriting.