Construction Loans Ground Up in Fremont County Colorado
Colorado Fix and Flip Loans offers reliable ground-up construction loans in Fremont County, Colorado. If you’re building a new residential investment property from scratch in Cañon City, Florence, or Penrose, our team provides fast, flexible funding tailored to your project timeline.
What is Ground-Up Construction Property Loan ?
Ground-up construction loans are ideal for real estate investors, builders, and developers looking to finance the construction of new properties from the foundation up. Our private lending programs are fast, efficient, and require no traditional income documentation.
Why Use a Construction Property Loan ?
We offer loan amounts from $150,000 to over $5,000,000, covering up to 75% loan-to-cost and 100% of the construction budget. During the construction phase, interest-only payments help manage cash flow. With streamlined underwriting, closings can occur in as little as 7 to 10 business days.
How to Qualify
We assess the value of the lot, building plans, and your investor experience—not your personal income.
– Land ownership or purchase contract in place
– Construction budget and timeline.
Property Types Eligible
– Single-family homes
– Duplexes, triplexes, and fourplexes
– Small multi-family (5–12 units)
– Build-to-rent projects
Fast Funding Timelines
Our construction loan process is built for speed. We underwrite based on property potential—not tax returns—and can close most loans within 10 business days after receiving a full loan package.
Local Lending Knowledge
With deep knowledge of Colorado’s construction permitting processes, building codes, and inspection schedules, we guide our clients through the ground-up process. Our team understands the local challenges of building in Fremont County’s mix of rural and small-town settings.
Why Choose Us
Available for investors with past credit issues
Faster funding—banks can take 60–90 days or longer
Flexible draw schedules for construction phases
No income verification required