Ground-Up Construction Loans for Investors in Colorado
Ground-Up Construction Loans Colorado for investors in Colorado provide financing for building a property from the ground up
What Are Ground-Up Construction Loans?
Land acquisition (if needed)
Materials and labor
Permits and inspections
Construction-related fees
Interest reserves (optional)
These loans are ideal for real estate professionals who plan to build, then sell or refinance upon completion.
Ground-Up Construction Loan Highlights
Loan Amounts
$150,000 to $10 million
ARV
Up to 75%
Loan Term
6–18 month terms with extensions
Closed In
Fast closing in 5–10 business days
Fund Released
Draw schedules based on construction milestones
Colorado Ground-Up Construction Loan Requirements
Experience in real estate investing or construction
A solid construction budget and timeline
Property plans and building permits
Minimum 10%–20% down payment
Exit strategy (sale or refinance upon completion)
How Our Ground-Up Construction Loans Work
Pre-Approval
Quick screening to determine project eligibility
Submission
Provide detailed construction plans, permits, and cost breakdowns
Underwriting
Review of scope, budget, and borrower qualifications
Close Fast
Fast funding within days of approval
Draw Process
Inspections trigger draw releases based on progress
Ideal Projects for Ground-Up Construction Loans
Single-family residential homes
Duplexes, triplexes, and fourplexes
Multi-family apartment buildings
Spec homes and custom home
Small subdivisions
Mixed-use infill projects
Areas We Serve
