On-Time Closing Guarantee Terms & Conditions 

1. Overview

ColoradoFixAndFlipLoans.com offers an On-Time Closing Guarantee Terms to provide borrowers with confidence and predictability in the loan process. This Guarantee applies to eligible fix and flip, construction, or commercial property loans that meet specific conditions outlined below.

2. Eligibility Criteria

To qualify for the On-Time Closing Guarantee, all of the following conditions must be met:
– Complete and accurate submission of loan documentation
– Full borrower cooperation during underwriting
– Title and appraisal reports ordered through approved vendors
– No material changes to borrower qualifications or property conditions
– Closing date is at least 10 business days from initial approval

3. Scope of the Guarantee

If your loan does not close on or before the agreed-upon closing date due to a delay on our part, we will provide a closing cost credit of up to $1,000. The specific credit amount will depend on the nature and length of the delay and is determined at our sole discretion.

4. Exclusions

The Guarantee does not apply if delays are caused by:
– Borrower inaction or failure to submit required documents
– Third-party vendors (e.g., appraisers, title companies)
– Force majeure events (natural disasters, pandemics, etc.)
– Regulatory or legal changes outside our control

5. How to Claim the Guarantee

To request a Guarantee credit, submit a written request to guarantee@coloradofixandfliploans.com within 10 business days of the missed closing. Include your loan file number, closing date, and a brief explanation.

6. Limitations and Conditions

– The Guarantee is not a promise of loan approval.
– Maximum one guarantee claim per borrower per calendar year.
– Credits are non-transferable and have no cash value.

7. Updates to Terms

We may revise or terminate this Guarantee at any time without prior notice. Any changes will not affect loans already in process under previously disclosed terms.

8. Contact Information

For questions, please email guarantee@coloradofixandfliploans.com or call (800) 555-1234.

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