Construction Loans Ground Up in Adams County Colorado
Building from the ground up in Adams County? Colorado Fix and Flip Loans offers fast, flexible construction loans for ground-up projects throughout Adams County, Colorado. Whether you’re an experienced developer or a real estate investor with shovel-ready land, we help bring your residential or commercial build to life with funding you can count on.

What Are Ground-Up Construction Loans?
Ground-up construction loans are short-term financing options designed to fund the full construction of a property—from bare land to completed structure. These loans typically cover:
- Land acquisition (optional)
- Pre-development and soft costs
- Vertical construction phases
- Draw-based disbursement tied to construction milestones
- We provide custom funding for both residential and commercial builds.
How to Qualify
- Approved building plans and permits
- Projected resale or rental value (ARV)
- Construction experience or licensed contractor agreement
- Lot ownership or purchase contract
- No tax returns, W-2s, or pay stubs required.
Property Types Eligible
- Single-family homes
- Townhome developments
- Duplexes and triplexes
- Apartment buildings and multifamily units
- Small commercial developments (retail, office, mixed-use)
Local Adams County Expertise That Matters
Colorado Fix and Flip Loans has funded over 1,000 real estate projects across the state, including in Adams County, where we understand the intricacies of local regulations, such as Thornton's soil prep requirements, Northglenn's utility connection fees, Brighton's inspection windows, and Westminster's zoning rules. Our experience helps you plan better, build faster, and stay code-compliant, serving real estate investors across Colorado, from Denver to Fort Collins.
Why Investors in Adams County Choose Us
Close in 7–10 days
Up to 75% LTC and 100% construction costs
Interest-only payments during the build
Local knowledge of permitting in Adams County
Rehab-to-rent or sell flexibility
Start Build Today
From Thornton and Westminster to Brighton and Northglenn, our team understands the permitting timelines, soil conditions, and builder needs unique to the Colorado Front Range.