Construction Loans Ground Up in Garfield County Colorado
Colorado Fix and Flip Loans provides fast, flexible ground-up construction loans in Garfield County, Colorado. Whether you’re building new residential or commercial investment properties in Glenwood Springs, Rifle, or Carbondale, our construction loans help real estate developers and investors break ground quickly and efficiently.
Ground Up Construction Loans Program in Garfield County
Ground-up construction loans are designed to finance everything from land acquisition to final certificate of occupancy. We specialize in private lending for investors building new homes, duplexes, or multifamily projects.
Program Highlights:
– Loan amounts from $150,000 to $5,000,000+
– Up to 75% LTC (loan-to-cost)
– 12–24 month terms with interest-only payments
– Fast draws during each stage of construction
How to Qualify
We fund based on project feasibility—not personal income. Our process is asset-focused and streamlined.
- Lot owned or under contract
- Building plans, timeline, cost breakdown
- Minimum FICO 600 (exceptions possible)
- Defined exit strategy (sale, refi, or lease)
Property Types Eligible
- Single-family homes
- Duplexes and triplexes
- Small multifamily (up to 12 units)
- Build-to-rent developments
Fast Funding Timelines
We offer closings in as little as 10 business days once documents are submitted. Our construction draw process is fast—typically funded within 72 hours after inspections.
Local Experience in Garfield County
With 1,000+ projects funded statewide, we understand the permitting timelines, construction code, and environmental challenges unique to Garfield County. Whether you’re building in mountainous Glenwood Springs or rural Silt, we offer local insight every step of the way.
Why Private Construction Loans Beat Bank Financing
Faster closings and draw releases
Ideal for investors with complex projects
Personalized service with local construction knowledge
No income verification required
Private Lending Over Traditional Bank Loans
Close in weeks instead of months with funding for spec and investment builds. Our loans include rehab and construction draws, with flexible terms and fast, local decision-making.