Fix and Flip Loans in Jefferson County Colorado

Colorado Fix and Flip Loans offers fast and flexible financing for real estate investors looking to purchase, renovate, and sell properties in Jefferson County, Colorado. Whether you’re flipping a single-family home in Lakewood or tackling a distressed property in Arvada, our private lending programs are designed to close quickly—with no income verification required.

fix and flip

What is fix and flip loan?

A fix and flip loan is a short-term real estate investment loan that helps investors purchase, renovate, and quickly resell properties for profit. Unlike traditional bank loans, these are asset-based, with fast approvals, no income verification, and funds available for both the purchase and rehab. Ideal for flipping distressed or undervalued homes, they’re designed for speed, flexibility, and maximizing return on investment.

Why Use a fix and flip loan ?

Fix and flip loans are ideal for real estate investors who need fast, flexible funding. They close in 5–10 days, require no income verification, and cover rehab, holding, and soft costs—making them perfect for flipping distressed properties and maximizing returns.

How to Qualify

– Property must be non-owner-occupied
– Minimum down payment based on ARV (after-repair value)
– Loan amounts up to 90% purchase / 100% rehab
– Close in as little as 5–7 days
– Credit score reviewed but flexible terms available

Property Types Eligible

– Single-family homes
– Condos and townhomes
– Small multi-unit properties (up to 4 units)
– Mixed-use and distressed commercial properties

Fast Funding Timelines

Speed matters. Our Jefferson County lending experts can provide same-day deal analysis and loan approvals within 24 hours. Most loans close in less than 10 days—ideal for investors operating in competitive real estate markets like Lakewood, Wheat Ridge, and Golden.

Local Lending Knowledge

We know Jefferson County inside and out—from permitting in Lakewood to zoning in Arvada. Our local expertise speeds up approvals, avoids delays, and helps investors navigate city-specific challenges with confidence and ease.

Why Choose Us

Close in 7–10 days

Asset-based underwriting focused on property value

Funding for both purchase and rehab included

No income verification required

Serving Real Estate Investors Across Colorado

From Denver to Arvada and Golden to Lakewood, we serve all of Jefferson County and beyond. Trusted by flippers, brokers, and property rehabbers who demand speed, transparency, and local expertise.