Hard Money Loans in Jefferson County Colorado
Colorado Fix and Flip Loans provides fast, asset-based hard money loans for real estate investors in Jefferson County, Colorado. Whether you’re flipping properties in Lakewood or securing rental income in Arvada, our private lending programs offer flexible funding designed to help you close quickly and scale your portfolio.
What is Hard Money Loan ?
Hard money loans are designed for investors who need quick capital without the paperwork and delays of traditional bank loans. We lend based on the value of the asset, making it easier to fund fix and flips, rehabs, and short-term real estate acquisitions.
Why Use a Hard Money Loan ?
Close deals fast with no waiting for bank committees—our hard money loans are designed for real estate investors, including funding for distressed or aged properties that traditional banks avoid. No income verification is required, and we offer flexible lending terms tailored to your investment goals.
How to Qualify
We base approvals on the value of the deal—not your income, W-2s, or tax returns.
Property Types Eligible
– Single-family residences
– Duplexes and triplexes
– Small multifamily properties (up to 12 units)
– Condos, townhomes, and mixed-use (case-by-case)
Fast Funding Timelines
Most loans close within 5–10 business days. Rehab draws are processed in 48–72 hours, ensuring your project stays on track.
Local Lending Knowledge
With over 1,000 loans funded statewide, we understand the nuances of investing in Jefferson County—from Lakewood’s in-demand neighborhoods to Golden’s strict permitting processes. Our local expertise supports your deal from offer to exit. Serving real estate investors across Colorado—from Denver to Colorado Springs to Westminster.
Why Choose Us
Close deals fast—no waiting for bank committees
Flexible lending tailored to real estate investors
We fund distressed or aged properties banks avoid
No income verification required
Timeline and Common Use Cases
Private lending offers a faster, more flexible alternative to bank loans—while banks take 30–60+ days, we close in under 10. Private loans are ideal for distressed or rehab properties, and our team works around your timeline and investment goals with transparent terms and no hidden junk fees.