Fix and Flip Loans in La Plata County Colorado

Colorado Fix and Flip Loans provides fast, flexible financing solutions for real estate investors in La Plata County. Whether you’re flipping a single-family home in Durango or renovating a duplex in Bayfield, our hard money fix and flip loans help you move fast and fund confidently.

fix and flip

Fix and Flip Loans Program in La Plata County

Our fix and flip loans are designed for speed and flexibility. Investors in La Plata County can get pre-approved within 24 hours and close deals quickly to secure competitive properties. We fund residential investment properties, multi-units, and light commercial conversions.

Common Project Challenges

Common challenges include delayed permits or inspections, limited subcontractor availability in rural areas, winter rehab slowdowns, and code compliance issues in historic zones.

How to Qualify

– Property must be non-owner-occupied
– Project must show value-add through rehab
– Loan-to-value (LTV) typically up to 70% ARV
– Basic credit and experience review

Property Types Eligible

– Single-family homes
– Duplexes, triplexes, and fourplexes
– Condos and townhomes
– Light commercial and mixed-use (case-by-case)

Fast Funding Timelines

We can fund deals in as little as 5 business days. Need proof of funds today? Submit your deal and get pre-qualified with same-day feedback.

Local Expertise in La Plata County

We know the unique needs of La Plata County real estate investors—from permitting requirements in Durango to weather-related rehab delays in Southwest Colorado. Trust our team with boots-on-the-ground knowledge to support your investment success.

Why Choose Fix and Flip Loans?

Close in 7–10 days

Flexible terms and minimal paperwork

Ideal for distressed or outdated properties

Up to 90% of purchase price and 100% of rehab costs

No income verification required

Benefits Over Traditional Bank Loans

Our loans don’t require tax returns or W-2s, making closings faster—even on distressed properties. There are no seasoning requirements, and construction draws are available to support your rehab budget.

Ready to Fund Your Next Flip in La Plata County?

Apply now for fast approval or speak to a local Colorado lending expert today. Submit your deal scenario for same-day feedback.