Hard Money Loans in La Plata County Colorado

Colorado Fix and Flip Loans offers fast, flexible, and investor-friendly hard money loans in La Plata County, Colorado. Whether you’re acquiring distressed property, funding a time-sensitive flip, or completing a renovation, our private lending solutions help you close quickly and profitably. Serving real estate investors across Colorado, we understand the local challenges and zoning requirements in mountain towns and rural investment areas like Durango, Bayfield, and Ignacio.

Hard Money Loans

La Plata County Hard Money Loan Program

Our hard money loans are designed to meet the needs of Colorado-based real estate investors. Loan terms are asset-based, requiring minimal documentation. Funding is available for residential, commercial, and mixed-use investment properties.

How to Qualify

You may qualify if you:

  • Have a property under contract or owned free and clear
  • Are a real estate investor, builder, or flipper
  • Can demonstrate a viable exit strategy (sale, refinance, or rental cash flow)

Property Types Eligible

  • Single-family homes and condos
  • Multi-unit residential buildings
  • Commercial and mixed-use properties
  • Vacant land (with viable development or resale plans)

Fast Funding Timelines

We close loans in as little as 5–7 days. With no income verification or tax return requirements, you can secure funding quickly—even if traditional banks have denied your application. We also fund deals based on ARV (after-repair value) for rehab projects.

Local Expertise in La Plata County and Beyond

Colorado Fix and Flip Loans has funded 1,000+ real estate investment projects across Colorado. Our lending team is experienced with La Plata County zoning requirements, permit timelines, and investor-heavy zip codes in cities like Durango and Bayfield. We’re trusted in neighborhoods from Denver to Colorado Springs and proud to support real estate growth in Colorado’s mountain and rural markets.

Why Choose Us

Fast closings without red tape

Rehab-friendly funding structures

Local decision-makers

No income verification required

Ready to Get Started?

Apply now for fast approval. Speak to a local Colorado lending expert today. Submit your deal scenario for same-day feedback.