Construction Loans Ground Up in Larimer County Colorado
Colorado Fix and Flip Loans provides fast and flexible ground-up construction loans in Larimer County, Colorado. Our private lending program is tailored for real estate investors, developers, and contractors building from the ground up—whether it’s a residential spec home, multifamily development, or commercial project. We understand the complexities of new construction and provide funding solutions without the red tape of traditional banks.
What Is a Construction Loan?
A construction loan is a short-term financing solution used to fund the building of residential, multifamily, or commercial properties from the ground up. Unlike traditional mortgages, construction loans are disbursed in phases—called draws—based on project milestones. They are designed for real estate investors, developers, and builders who need quick access to capital to cover land acquisition, materials, labor, and permitting. These loans are typically interest-only during the build phase and are repaid through a sale, refinance, or long-term financing upon project completion.
Why Choose Private Lending Over Banks?
Unlike banks, we don’t ask for perfect credit or lengthy documentation. We work with first-time builders and seasoned developers alike. Our team understands Colorado’s construction risks—from soil movement to mountain weather—and designs loan structures that fit your needs. We also fund rehab and value-add components, helping you build and improve for resale or rental income.
How to Qualify
Qualification is straightforward and based primarily on the strength of your project and exit strategy, not your personal credit or income history. We review your building plans, budget, contractor experience, and property location. No tax returns or W2s required. Investors in Fort Collins, Loveland, and surrounding Larimer County areas can get pre-approved quickly and close in days, not weeks.
Property Types Eligible
Our construction loans support a range of ground-up developments in Larimer County, including:
– Single-family spec homes
– Duplexes, triplexes, fourplexes
– Multifamily buildings up to 20 units
– Townhomes and condos
– Light commercial projects with strong exit strategy
Fast Funding Timelines
Our Colorado-based lending experts issue term sheets within 24 hours and fund draws rapidly throughout the construction phases. We help you break ground quickly, avoid permitting delays, and stay on schedule with your subcontractors and trades. Whether you’re building in downtown Fort Collins or rural Larimer lots, we keep your project moving.
Local Lending Knowledge
With over 1,000+ investment projects funded statewide, we’re deeply familiar with Larimer County’s permitting process, zoning variances, and market dynamics. We work closely with title companies, appraisers, and inspectors in Fort Collins, Berthoud, and Wellington. From foundation pour to final inspection, our ground-up construction loans deliver speed and stability.
Why Choose Us
Faster approvals (24–48 hours)
Flexible draw schedules
Fund land acquisition + vertical construction
Expertise with investor-led projects and distressed land
No income verification required
Apply now for fast approval
Submit your deal scenario or speak with a local Colorado lending expert today to get prequalified for a construction loan in Larimer County.Trusted in neighborhoods from Denver to Colorado Springs, our team proudly serves real estate investors across Colorado.