Construction Loans Ground Up in Montezuma County Colorado
What is Ground-Up Construction Loan?
Colorado Fix and Flip Loans offers fast and flexible ground-up construction loans in Montezuma County, Colorado. If you’re a real estate investor, developer, or contractor planning a new build, our private lending solutions deliver the funding speed and flexibility traditional banks can’t match.
Why Use a Ground-Up Construction Loan?
Our ground-up construction loans are designed for investors building residential or commercial properties from scratch. Whether it's a single-family home, multifamily property, or small commercial space, we fund the entire construction process, including land acquisition, site prep, foundation, framing, and finish-out.
How to Qualify
A solid project scope and construction budget
A viable exit strategy (sell, refinance, rent)
Experience in real estate or construction (preferred, not required)
Property Types Eligible
Single-family residential homes
Duplexes, triplexes, and fourplexes
Townhomes and small multifamily units
Mixed-use and light commercial projects
Fast Funding Timelines
Unlike traditional banks that take 60–90 days, our underwriting process enables funding in as little as 7–14 days. We work with local title companies and inspectors to ensure a smooth closing.
Local Lending Knowledge
We understand the unique zoning, permitting, and inspection requirements in Montezuma County. Our team has helped fund dozens of builds across Cortez, Dolores, and Mancos — making us the go-to private lender for investors in the area. We serve projects from the mountain foothills to rural acreage.
Why Choose Us
Close in days, not months
Flexible draw schedules
Tailored for investors with non-traditional credit
No income verification required
Get Approved for a Construction Loan Today
Apply now for fast approval. Speak to a local Colorado lending expert today. Submit your deal scenario for same-day feedback.