Hard Money Loans in Routt County Colorado
Colorado Fix and Flip Loans offers fast, flexible, and reliable hard money loans in Routt County, Colorado. Designed for real estate investors, developers, and property flippers, our hard money financing solutions provide speed and simplicity when traditional banks can’t. From Steamboat Springs to Hayden, we serve investor-heavy areas with custom lending packages for every scenario.
What Are Hard Money Loans?
Hard money loans are short-term, asset-based financing solutions ideal for investors who need quick funding for real estate purchases or renovations. Unlike traditional bank loans, approval is based on the property’s value—not your income or credit score.
How to Qualify
Our qualification process is fast and straightforward:
- Property located in Routt County or nearby cities
- Exit strategy in place (sale or refinance)
- Down payment or equity in property
- Rehab plan (if applicable)
Property Types Eligible
- Fix and flips
- Ground-up construction
- Buy and hold investments
- Mixed-use or commercial real estate
Fast Funding Timelines
Most deals close in as little as 5–10 business days. We fund purchase-only, rehab, or full construction deals depending on your project scope.
Local Lending Knowledge
With deep knowledge of Routt County zoning codes, permit processes, and market trends, our team helps investors navigate deals in Steamboat Springs, Oak Creek, Yampa, and surrounding areas.
Why Choose Us
Close in 7–10 days
Minimal documentation
No credit score minimum
Same-day approvals
No income verification required