Construction Loans Ground Up in Summit County Colorado

Colorado Fix and Flip Loans provides fast, flexible, and reliable ground-up construction financing for real estate investors, developers, and contractors throughout Summit County, Colorado. Whether you’re building a residential home in Breckenridge or a mixed-use project in Frisco, we offer tailored loan programs with same-day feedback and local market insight.

Construction Loans

What is Ground-Up Construction Loan?

Our construction loans are designed to support projects from land acquisition through vertical construction. We fund new builds for residential, commercial, and multifamily properties with speed and flexibility

  • Loan amounts from $100,000 to $10M+
  • Up to 90% LTC and 70% ARV
  • Interest-only payments during build
  • Fast closings within 5–10 days

Why Use Ground-Up Construction Loan?

Construction loans provide fast, flexible funding to start building immediately—without the delays of bank financing. They’re ideal for real estate investors who need staged funding, interest-only payments, and fast access to capital for shovel-ready projects.

How to Qualify

To qualify, investors must provide a clear scope of work, budget, contractor bids, building plans, and exit strategy. We evaluate projects based on their profitability and market demand, not your tax returns or W-2s.

Property Types Eligible

Our construction loans cover:

  • Single-family residences
  • Duplexes, triplexes, and quads
  • Multifamily and townhome developments
  • Mixed-use and light commercial buildings

Fast Funding Timelines

We know timing is everything. That’s why our process offers same-day term sheets and closings in under 10 days once title is clear.

Local Lending Knowledge

With deep experience in Summit County markets like Breckenridge, Frisco, Dillon, and Silverthorne, we understand zoning, permitting, and seasonal construction challenges. Our in-house team offers same-day term sheets and can close in as little as 5–10 days once title is clear.

Why Choose Us

Close in 7–10 days

No documentation requirements

Custom draw schedules

No prepayment penalties

Timeline and Common Use Cases
ChatGPT said:

Our ground-up construction loans are ideal for projects like ski town vacation homes, mixed-use developments, multifamily buildings, retail spaces, medical offices, light commercial builds, and storage or contractor units in high-demand areas.